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Privacy Policy

 

Privacy Pledge

We value your privacy while managing information to conduct our business and serve you. We share information to fulfill your requests, deliver products and services, suggest products and services, create and administer new opportunities for you, administer and update accounts, reduce fraud and other risks and comply with laws and regulations. This Policy is provided to you jointly by the Traders companies listed at the end of this Policy. With this in mind, we want you to be aware of our Privacy Policy.

Information Covered by this Policy
Our Policy applies to all non-public personal financial information about you that we obtain in providing a consumer financial product or service for personal, family or household purpose ("personal information"). It applies during the course of our relationship as well as after it has ended.

Personal Information We Collect
We rely on many sources of information to understand and meet your needs. We collect personal information about you from (i) your applications and in other ways when you visit us in person, over the phone, through mail or through our websites, (ii) your browser, when you visit our websites and your browser interacts with us, (iii) your transactions with the Traders family of companies, (iv) consumer reporting agencies, (v) state agencies administering motor vehicle driving records; and (vi) other sources.

How We Keep Information Secure
Information security is a high priority. We emphasize this priority with this Privacy Policy and the contracts and agreements that we sign with external suppliers and partners. Employees who violate our privacy policy are subject to disciplinary action, and our partners and suppliers are bound to uphold our procedures regarding privacy under the terms of our legal contracts with them. We safeguard information by regularly assessing security standards and procedures to protect against unauthorized access to personal information.

Information Sharing Outside the Traders Family and Information Regarding "Opt Out" Rights
We may share any of the personal information that we collect about you with companies or other organizations outside the Traders family, including (i) financial product and service providers, such as banks, insurance companies and agents, mortgage services, and securities broker-dealers, (ii) non-financial companies, such as retailers, direct marketers, membership clubs and publishers, and (iii) other companies and organizations, such as non-profit organizations. If you prefer that we not share personal information about you with companies and organizations outside the Traders family (except information described below under "Other Information Sharing"), you may direct us not to share this information by calling us toll-free at 1-800-369-0369. Choosing to opt out of this information sharing may limit opportunities for you to receive product and service information that may interest you.

Other Information Sharing
We may also share personal information about you with companies or other organizations outside the Traders family as required by or permitted by law. For example, we may share personal information to (i) protect against fraud, (ii) respond to a subpoena, or (iii) service your account. We may also work with non-affiliated third parties to market products and services that we offer alone or jointly with other financial institutions. Consequently, we may disclose any of the personal information that we have collected about you to (i) other financial institutions with whom we have joint marketing agreements, such as banks, insurance companies and agents, mortgage services, and securities broker-dealers and (ii) companies that perform services, including marketing services, for us or for us and the financial institutions with whom we have joint marketing agreements. For your protection, we require that these companies keep all personal information secure and confidential.

The Traders family of companies includes Traders General Agency, Inc., Traders Insurance Company, and Professional Claims, Inc.

Copyright 2001 - 2009, Traders Insurance Company and Traders General Agency, Inc.
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